Home Affordability  
Shopping for a home can be a very exciting time. But before you begin evaluating neighborhoods and housing options, you’ll need to know just how much you can afford to spend. This calculator is designed to give you an estimate of the amount of financing you can expect to get when you begin house hunting.
     


1. What is your current annual pre-tax income?
(Include all sources of income, including salary, interest, dividends, etc.)

$

2a. What are your monthly long-term obligations?
Monthly auto loan payments:

$

2b.Monthly credit card payments:

$

2c. Monthly association fees/dues:

$

2d. Monthly spousal/child-support payments:

$

2e. Other monthly obligations:

$

3. What would the interest rate be on your mortgage?

%

4. What would the term (length) of the loan be (in years)?

5. How much money do you have available for the down payment?

$
 
   
   
Laadt & Freiser Financial

John B. Laadt, MBA, CPCU, CLTC

250 Montauk Highway

East Moriches, NY 11940

Phone: 631 878 2853

Fax: 631 207 8480

Email: jlaadt@northridgesecurities.com



Munro I. Freiser, JD*, CLTC

191 Erik Drive

East Setauket, NY 111733

Phone: 631-509-5646

Fax: 631-982-5012

Email: mfreiser@northridgesecurities.com

*Licensed but not practicing law on

 behalf of any insurance carrier.

www.LFFinancial.net jlaadt@northridgesecurities.com mfreiser@northridgesecurities.com

 

Securities offered by North Ridge Securities Corp., 1895 Walt Whitman Road, Melville, NY  11747  (631) 420-4242  Members FINRA/SIPA