Laadt & Freiser Financial

Helping you secure your financial future.

Most individuals and families regard insurance, financial, retirement and long term care planning, and estate and business planning as complex and confusing issues. Because of this they tend to put off taking action and miss out on potentially rewarding financial opportunities. Inaction often results in unnecessary risks and places your financial future in jeopardy.  And procrastination never solves anything.  It only complicates matters.

This is where Laadt & Freiser Financial can help. Our goal is to take the mystery out of investing, managing risk, preparing for retirement, and preserving wealth. By providing you with the information and resources you need, together we can design and implement a sound financial strategy for attaining your financial goals. 

 Office Locations:

John B. Laadt, MBA, CPCU, CLTC
250 Montauk Highway
East Moriches, NY 11940
Phone: 631 878 2853
Fax: 631 207 8480
 
Munro I. Freiser, JD*, CLTC
191 Erik Drive
East Setauket, NT  11733-6424
 
Phone: 516 682 3447
Fax:     516-364-3647
Email: mfreiser@northridgesecurities.com   

*Licensed but not practicing law on
 behalf of any insurance carrier     
Calculators

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Long-Term Care Self Insurance

Will you be able to afford nursing home care?

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

More Calculators →

Newsletters

HOT TOPIC: The Personal Saving Rate: What It Doesn't Mean to You

The term "personal saving rate" can be misleading. It doesn't define "saving" in the same way that most people do. What should the personal saving rate mean to you?

Tips for Healthy Life Insurance

If you are about to retire or have recently entered retirement, it's a good time to consider whether your current life insurance policy meets your needs.

A New Way to Diversify

Exchange-traded funds are unique investments that resemble mutual funds in some ways and behave like stock in other ways.

Confident in Consumer Confidence?

The consumer confidence index can be a useful tool, but it should play only a minor role in an investor’s overall outlook.

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