Laadt & Freiser Financial

Helping you secure your financial future.

Most individuals and families regard insurance, financial, retirement and long term care planning, and estate and business planning as complex and confusing issues. Because of this they tend to put off taking action and miss out on potentially rewarding financial opportunities. Inaction often results in unnecessary risks and places your financial future in jeopardy.  And procrastination never solves anything.  It only complicates matters.

This is where Laadt & Freiser Financial can help. Our goal is to take the mystery out of investing, managing risk, preparing for retirement, and preserving wealth. By providing you with the information and resources you need, together we can design and implement a sound financial strategy for attaining your financial goals. 

 Office Locations:

John B. Laadt, MBA, CPCU, CLTC
250 Montauk Highway
East Moriches, NY 11940
Phone: 631 878 2853
Fax: 631 207 8480
 
Munro I. Freiser, JD*, CLTC
1000 Woodbury Rd., Ste. 400
Woodbury, NY 11797
Phone: 516 682 3447
Fax: 516-364-3647
Email: mfreiser@finsvcs.com   

*Licensed but not practicing law on
 behalf of any insurance carrier     
Calculators

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Long-Term Care Self Insurance

Will you be able to afford nursing home care?

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

More Calculators →

Newsletters

Charity That Pays

By organizing your giving, you can make it more effective, allowing your largess to benefit not only the intended charity, but potentially yourself and your heirs. Two popular ways to structure your giving are charitable lead trusts and charitable remainder trusts.

Gauging Investor Sentiment

Technical analysis, the evaluation of securities based on historical prices and other trading variables, is based in part on market psychology and thus looks at a host of sentiment indicators for clues about the near future.

The Most Important Blank

The most important document in an estate conservation strategy might not be a will or any other document a lawyer was paid to create, but rather your retirement account beneficiary form.

Good Time to Keep Going

Inflation is rising. Home prices are falling. Oil and stock prices are volatile. Could this be a good time to ramp up your retirement savings? You might be surprised at the answer.

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